Homeownership through Habitat for Humanity EKC

Homeownership Criteria

The mission of Habitat for Humanity of East King County is to provide simple, decent, affordable housing to lower-income families on the Eastside.

For families earning less than 50 percent of the areas median income, owning a home in East King County is nearly impossible. Almost one-fourth of Eastside families pay more than 30 percent for housing; overcrowding and substandard conditions are not atypical.

To be eligible for Habitats homeownership program, applicants must meet the following criteria:

1. Residency

  • Applicants must live or work in East King County for at least one year prior to applying
  • Applicants from Snoqualmie Valley will be given preference for homes built in Snoqualmie

2. Need

  • Overcrowding (three or more people to a bedroom)
  • Unsafe or unsanitary conditions
  • Paying 30 percent or more of gross income toward rent

3. Ability to Pay

  • Steady income sufficient to pay a monthly mortgage (approx. $750 per month)
  • Earn 25 to 50 percent of the areas median income (see chart below)

Habitat applicants may not exceed
Family of Six$47,200
Family of Five$43,950
Family of Four$40,700
Family of Three$36,650
Family of Two$32,550
Family of One$28,550

4. Willingness to Partner

  • Work 500 hours on the construction of your home or other sweat equity projects
  • Participate in homeowner trainings, such as budgeting and home repair
  • Positively represent Habitat for Humanity in the community

5. First-time Homebuyer

  • Habitat homeowner applicants cannot have owned a home in the past three years