How are families selected for homeownership?
- Interested applicant families attend a free Family Information Meeting to learn more about Habitat for Humanity and the homeownership program.
- Applicants who meet basic qualifications for Habitat for Humanity of East King County's homeownership program (need for decent, affordable housing, ability to pay, and willingness to partner) complete a lengthy application packet and submit it the the organization for review by the Family Services Manager and the Family Selection Committee Chairperson.
- Applicants who complete their application packet in its entirety are interviewed in their home by two Family Selection Committee volunteers. An evaluation of the applicant family's current living situation is conducted at the home visit.
- Applicants meeting the "need for decent, affordable housing" criteria are then interviewed a second time by two different volunteers at the Habitat for Humanity office in Redmond. A financial analysis (created by the Habitat for Humanity's Financial Review Team) is discussed with the family at the office meeting.
- The Family Selection Committee meets to determine which families are suited for homeownership based on their interview scores, their ability to pay a mortgage, and their willingness to partner and complete 500 hours of sweat equity. Families are chosen for the home sizes available in a current build cycle.
- Selected families are presented to the Habitat for Humanity of East King County board of directors by the Family Services Manager and the Family Selection Committee Chairperson.
- After families are approved by the board, the Family Services Manager notifies the applicants and schedules them for an orientation meeting.
Families not selected for homeownership are encouraged to reapply in the future.
To see a list of upcoming Family Information Meetings, visit http://habitatekc.org/homeowners/homeownership.html
To see application guidelines, visit http://habitatekc.org/homeowners/index.html
NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract): because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this credit is the Federal Trade Commission, Washington, DC 20580.
- Applicants who meet basic qualifications for Habitat for Humanity of East King County's homeownership program (need for decent, affordable housing, ability to pay, and willingness to partner) complete a lengthy application packet and submit it the the organization for review by the Family Services Manager and the Family Selection Committee Chairperson.
- Applicants who complete their application packet in its entirety are interviewed in their home by two Family Selection Committee volunteers. An evaluation of the applicant family's current living situation is conducted at the home visit.
- Applicants meeting the "need for decent, affordable housing" criteria are then interviewed a second time by two different volunteers at the Habitat for Humanity office in Redmond. A financial analysis (created by the Habitat for Humanity's Financial Review Team) is discussed with the family at the office meeting.
- The Family Selection Committee meets to determine which families are suited for homeownership based on their interview scores, their ability to pay a mortgage, and their willingness to partner and complete 500 hours of sweat equity. Families are chosen for the home sizes available in a current build cycle.
- Selected families are presented to the Habitat for Humanity of East King County board of directors by the Family Services Manager and the Family Selection Committee Chairperson.
- After families are approved by the board, the Family Services Manager notifies the applicants and schedules them for an orientation meeting.
Families not selected for homeownership are encouraged to reapply in the future.
To see a list of upcoming Family Information Meetings, visit http://habitatekc.org/homeowners/homeownership.html
To see application guidelines, visit http://habitatekc.org/homeowners/index.html
NOTICE: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract): because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this credit is the Federal Trade Commission, Washington, DC 20580.
posted by Emily Fortman at
4:18 PM
